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After the payment, and why a seller would leave the other tools.

These notes use the fees published by Gumroad, Payhip, and SendOwl on the dates in each post, and the Harbor and Studio numbers this server is configured to charge. They also say what Quay does not do.

• 2026-10-13

  Quay vs Gumroad for digital downloads

  How a Quay receipt, Stripe payout, and application fee differ from Gumroad’s direct fee and buyer library. Quay is not a marketplace.

• 2026-10-13

  Quay vs Payhip for a file the buyer downloads

  Payhip sends buyers to a download page and can file EU VAT. Quay’s receipt opens the files too, on the seller’s Stripe account, without VAT filing.

• 2026-10-13

  Quay vs SendOwl for expiring downloads

  SendOwl lands buyers on a download page with a time or count limit. Quay’s receipt states the same limits, without SendOwl’s yearly sales cap.

• 2026-10-13

  What happens after someone pays for a digital file

  The Quay buyer is the email on the cart, not the seller. A paid receipt opens the files, emails the same link, and expires on a clock the seller sets.